People are getting many doubts about whether one can claim scheme amount after normal death or only with decease. PMJJBY Claim Form is available at the below link. And many other doubts I discuss further at the end of the article. Let s have a look at the PMJJY policy. This Pradhan Mantri Jeevan Jyoti Bima Yojana scheme is mainly focused on the person who died due to any disease at the age of 18 to 50 years. All of us discuss some of the important features of this scheme introduced by the government of India (GOI). NDA government under the leadership of Shri Narendra Modi introduced this policy recently.
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PMJJBY Claim Form
You must fall under the age of 18 and 50. This is the first eligibility to avail this scheme for any Indian persons. The coverage for this policy is 2 Lakh rupees. The Pradhan Mantri Jeevan Jyoti Bima Yojana premium you should pay is Rs 330 per year. fill PMJJBY Claim Form and that helps you in claiming the amount. You must attach any of the bank accounts to this policy without fail then only the policy will be activated and your claim from the nominee at the time of your death will be processed and succeeded.
You cannot claim tax benefits from this premium.
Scheme launched on 1st June 2015
Enrollment date was over on 31st November 2015 (extended the last date multiple times).
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PMJJY Scheme Details
Eligibility for Pradhan Mantri Jeevan Jyoti Bima Yojana:
- Open a saving account in any bank
- Maintain minimum balance
- Submit good health certificate which is given by a hospital.
- One must not have been suffering from any disease at the time of enrolment time
- 1 insurance for 1 person
- The scheme will be terminated if you cannot maintain the minimum balance.
- It covers normal death or accidental death.
To claim scheme settlement happens only if you submit the following requirements.
- Submit death certificate
- Submit canceled cheque
If anybody already has insurance scheme of this kind with any other bank, they are also eligible for this scheme. You can apply for Pradhan Mantri Jeevan Jyoti Bima Yojana.
If somebody has less than 50 years, but within 3 or 4 years the age will cross 50 years, then how the policy terms would be?
Pradhan Mantri Jeevan Jyoti Bima Yojana Claim Process
If anybody is in US or UK or in any other country, they are having savings bank account in India, do they eligible for this PMJJBY Claim Form scheme or not.
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These are some of the questions that are asked by many of the Indian citizens. You no need to worry about these issues; you just have a look at the eligibility criteria for this scheme in the above section. Click here, this will help you to clear all your doubts. These are the latest url’s that helps you in getting and applying this policy. Always try to go through the official documents that will definitely help you in filling the form and get the claimed amount carefully.
There are many other policies along with this policy. Atal pension Yojana etc. I will cover these other policy schemes in the other articles. Get the clear understanding of all these schemes and utilize the policies at its best. Click Here to get more updates on the Bhima.